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USEFUL FIGURES 2019
(Annual values in CHF. The given figures are purely informative, they can differ in your case.)

Mandatory insurance
for accident (UVG)

PROFESSIONAL ACCIDENT:
It is mandatory for all employees.
NON PROFESSIONAL ACCIDENT:

It is mandatory for all employees who work at least 8H weekly.

MAXIMUM INSURED SALARY:
148’200
PROVISIONAL COVERAGE FOR
UNEMPLOYED PEOPLE:

31 days, prolongable to 6 months

Mandatory professional
social security (BVG)

MINIMUM ACCESS LIMIT SALARY:
21’330
MINIMUM INSURABLE SALARY:
3’555
MAXIMUM INSURABLE SALARY:
85’300
COORDINATION DEDUCTION:
24’885

Maternity insurance

MAXIMUM INSURED SALARY:
88’200

OASI

FOR TAXATION

MAXIMUM SALARY OF INSIGNIFIANT
AMMOUNT:
2’300
(not applied to housekeeping and other activities)
DEDUCTIBLE FOR OASI-AGED PEOPLE:
16’800

OASI AND DI PENSION SCALE:

MINIMUM CONSIDERED INCOME:
14’220
MAXIMUM CONSIDERED INCOME:
85’320
MANDATORY ACCIDENT INSURANCE (UVG)
PROFESSIONAL ACCIDENT: MANDATORY FOR ALL EMPLOYEES
NON PROFESSIONAL ACCIDENT: IT IS MANDATORY FOR ALL EMPLOYEES WHO WORK AT LEAST 8h WEEKLY
MAXIMUM INSURED SALARY: 148’200
PROVISIONAL COVERAGE FOR UNEMPLOYED PEOPLE: 31 DAYS, PROLONGABLE TO 6 MONTHS
PREMIUMS FOR PROFESSIONAL ACCIDENT: PAID BY THE EMPLOYER
PREMIUMS FOR NON PROFESSIONAL ACCIDENT: CAN BE CHARGED TO THE EMPLOYEE
MATERNITY / ADOPTION INSURANCE
MAXIMUM INSURED SALARY: 88’200
OASI / DI
CONDITIONS FOR CONTRIBUTIONS RELIEF
MAXIMUM SALARY OF INSIGNIFIANT AMMOUNT: 2’300 **
DEDUCTIBLE FOR OASI- AGED PEOPLE: 16’800
OASI AND DI PENSION AMMOUNT SCALE
MINIMUM CONSIDERED INCOME: 14’220
MAXIMUM CONSIDERED INCOME: 85’320
PREMIUMS: 50% PAID BY THE EMPLOYER
MANDATORY SOCIAL SECURITY FOR EMPLOYED PEOPLE (BVG)
MINIMUM ACCESS LIMIT SALARY: 21’330
MINIMUM INSURED SALARY: 3’555
COORDINATION DEDUCTION: 24’885
MAXIMUM INSURAED SALARY (LEGAL LIMIT): 85’300
MAXIMUM INSURABLE SALARY (LIMIT FOR ADDITIONAL PLANS): 853’000
RISK INSURANCE MANDATORY FOR EMPLOYEES AGED 18 – 65 (64 FOR WOMEN)
PENSION CONTRIBUTIONS MANDATORY FOR EMPLOYEES AGED 25 – 65 (64 FOR WOMEN)
PREMIUMS: AT LEAST 50% PAID BY THE EMPLOYER
INDIVIDUAL LIFE INSURANCE WITH TAX RELIEF
MAXIMUM ANNUAL CONTRIBUTION FOR PEOPLE INSURED BVG 6’826
MAXIMUM ANNUAL CONTRIBUTION FOR PEOPLE WITHOUT BVG INSURANCE 34’128
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