USEFUL FIGURES – D&O Insurance

USEFUL FIGURES 2021

(Annual values in CHF. The given figures are purely informative, they can differ in your case.)

Mandatory insurance
for accident (UVG)

PROFESSIONAL ACCIDENT:

It is mandatory for all employees.

NON PROFESSIONAL ACCIDENT:

It is mandatory for all employees who work at least 8H weekly.

MAXIMUM INSURED SALARY:

148’200

PROVISIONAL COVERAGE FOR
UNEMPLOYED PEOPLE:

Mandatory professional
social security (BVG)

MINIMUM ACCESS LIMIT SALARY:

21'510

MINIMUM INSURABLE SALARY:

3’385

MAXIMUM INSURABLE SALARY:

86’040

COORDINATION DEDUCTION:

25’095

Maternity insurance

MAXIMUM INSURED SALARY:

88’200

OASI

FOR TAXATION

MAXIMUM SALARY OF INSIGNIFIANT
AMMOUNT:

2’300

(not applied to housekeeping and other activities)

DEDUCTIBLE FOR OASI-AGED PEOPLE:

16’800

OASI AND DI PENSION SCALE:

MINIMUM CONSIDERED INCOME:

14’340

MAXIMUM CONSIDERED INCOME:

86’040

MANDATORY ACCIDENT INSURANCE (UVG)

PROFESSIONAL ACCIDENT:	MANDATORY FOR ALL EMPLOYEES
NON PROFESSIONAL ACCIDENT:	IT IS MANDATORY FOR ALL EMPLOYEES WHO WORK AT LEAST 8h WEEKLY
MAXIMUM INSURED SALARY:	148’200
PROVISIONAL COVERAGE FOR UNEMPLOYED PEOPLE:	31 DAYS, PROLONGABLE TO 6 MONTHS
PREMIUMS FOR PROFESSIONAL ACCIDENT:	PAID BY THE EMPLOYER
PREMIUMS FOR NON PROFESSIONAL ACCIDENT:	CAN BE CHARGED TO THE EMPLOYEE

MATERNITY / ADOPTION INSURANCE

MAXIMUM INSURED SALARY:

88’200

OASI / DI
CONDITIONS FOR CONTRIBUTIONS RELIEF

MAXIMUM SALARY OF INSIGNIFIANT AMMOUNT:	2’300 **
DEDUCTIBLE FOR OASI- AGED PEOPLE:	16’800

OASI AND DI PENSION AMMOUNT SCALE

MANDATORY SOCIAL SECURITY FOR EMPLOYED PEOPLE (BVG)

MINIMUM ACCESS LIMIT SALARY:	21’330
MINIMUM INSURED SALARY:	3’555
COORDINATION DEDUCTION:	24’885
MAXIMUM INSURAED SALARY (LEGAL LIMIT):	85’300
MAXIMUM INSURABLE SALARY (LIMIT FOR ADDITIONAL PLANS):	853’000
RISK INSURANCE MANDATORY FOR EMPLOYEES AGED	18 – 65 (64 FOR WOMEN)
PENSION CONTRIBUTIONS MANDATORY FOR EMPLOYEES AGED	25 – 65 (64 FOR WOMEN)
PREMIUMS:	AT LEAST 50% PAID BY THE EMPLOYER